Welcome to Jayve Fintech. By accessing or using our website, platform, mobile app, or any of our services (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use our Services.
1. Acceptance of Terms
By using our Services, you confirm that:
- You are at least 18 years old or the age of majority in your jurisdiction
- You have read, understood, and agree to be legally bound by these Terms
- You have the authority to enter into this agreement, whether personally or on behalf of an organization
2. Services Provided
Jayve Fintech offers personal finance tools, budgeting resources, financial coaching, investment education, and other fintech-related services designed to help individuals manage their finances.
Note: Jayve Fintech is not a bank, investment advisor, or credit repair agency. Any advice or information provided is for educational purposes only and should not be construed as professional financial or legal advice.
3. User Accounts
To access certain features, you may be required to create an account. You agree to:
- Provide accurate and complete information during registration
- Keep your login credentials secure and confidential
- Notify us immediately of any unauthorized use of your account
You are responsible for all activities that occur under your account.
4. Use of the Services
You agree to use our Services only for lawful purposes. You may not:
- Use the platform in any way that could damage, disable, or impair our services
- Attempt to gain unauthorized access to accounts, systems, or data
- Misrepresent your identity or financial information
- Use the Services to promote any illegal or fraudulent activity
5. Third-Party Services
Our Services may integrate with third-party tools (e.g., bank account aggregators, payment processors). We are not responsible for the content, policies, or practices of any third-party services. Your interactions with third parties are subject to their terms and conditions.
6. Intellectual Property
All content and materials on Jayve Fintech—including logos, text, graphics, software, and design—are the property of Jayve Fintech or its licensors and are protected by copyright, trademark, and other laws.
You may not copy, distribute, modify, or create derivative works without our prior written permission.
7. Payment & Subscription (If Applicable)
Certain features may be offered on a paid basis (e.g., premium financial coaching or advanced tools). By subscribing, you agree to:
- Pay all applicable fees as described at the time of purchase
- Allow recurring billing if a subscription is ongoing
- Cancel your subscription before the next billing cycle to avoid additional charges
We reserve the right to change pricing or fees at any time with advance notice.
8. Disclaimers
Jayve Fintech provides services “as is” and “as available.” We make no warranties or representations about the accuracy, completeness, or usefulness of any content or features.
We disclaim all warranties, express or implied, including:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
We do not guarantee financial outcomes or results from using our platform.
9. Limitation of Liability
To the fullest extent permitted by law, Jayve Fintech and its affiliates will not be liable for:
- Any indirect, incidental, special, or consequential damages
- Any loss of profits, revenue, or data
- Any financial or legal decision made based on the use of our Services
In no event shall our total liability exceed the amount you paid (if any) to Jayve Fintech in the 12 months prior to the claim.
10. Termination
We reserve the right to suspend or terminate your access to our Services at any time, with or without cause or notice, including for any violation of these Terms.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of [Insert State/Country], without regard to its conflict of law principles. Any disputes will be resolved in the courts of [Insert Jurisdiction].
12. Changes to Terms
We may update these Terms periodically. Any changes will be posted on this page with a revised “Last Updated” date. Continued use of our Services after changes constitutes acceptance of the new Terms.
13. Contact Us
If you have any questions about these Terms and Conditions, please reach out to us:
📧 Email: support@jayve-fintech.com
📍 Address: [Insert Business Address]
🌐 Website: www.jayve-fintech.com
